If you're thinking of retirement

There’s no longer a default retirement age, so what you do as you reach the end of your career is up to you. There’s plenty to consider as you decide when to stop work and what you’ll do next.

Your finances are one of the key concerns. We've pulled together some useful online resources which might help:

The GOV.UK site is your first stop for information on the State Pension, planning your retirement income, and early retirement - you can also find out what to do if you’re retiring abroad
Citizen’s Advice has lots of helpful information, including a checklist of things to do as you near retirement
The Pensions Advisory Service has free information, advice and guidance
Age UK has a useful guide on planning for retirement
The Money Advice Service has information about pensions
HMRC has information about tax and National Insurance after you reach State Pension age

The move from full-time work to retirement is a huge change, so you might also want to consider how you do it. Some employers offer phased retirement. Using some of your new-found free time to take up a course, hobby or volunteering might also suit you.

Whatever you decide, we're here to support you as you transition into the next phase of your life.